Overview Tennessee Commercial Truck Insurance Quotes
Key Takeaways
- Lowest Annual Premium (2023): $2,006.00 per truck.
- Highest Annual Premium (2023): $39,719.00 per truck.
- Average Annual Premium (2023): $13,384.00 per truck.
Why Choose Us?
- Competitive Rates: We continually track the market to ensure our clients get the best deals.
- Custom Insurance Solutions: Our Tennessee-focused agents tailor policies to fit the specific needs of your trucking business.
- Legal Compliance: Ensuring your business meets all Tennessee state regulations and insurance requirements.
Essential Coverages Available
Primary Liability Insurance
Tennessee mandates specific liability insurance amounts based on cargo type and geographical operation:
Intrastate Truckers: A minimum coverage of $750,000 is required for general freight operations.
Interstate Truckers: Must adhere to FMCSA requirements, with coverage limits ranging between $750,000 and $1,000,000.
Physical Damage Insurance
This coverage safeguards your truck against damages from accidents, theft, and natural disasters.
Bobtail Insurance
Bobtail coverage protects your truck even when it's not hauling cargo, ensuring peace of mind during non-operation periods.
Workers Compensation
This provides medical benefits and wage replacement to employees who are injured or become ill as a direct result of their job. Given the high-risk nature of the trucking industry, Workers' Compensation plays a significant role in protecting both employees and employers.
Learn More Who are the leading trucking insurance providers in Tennessee?
In our commitment to delivering superior trucking insurance solutions in Tennessee, we partner with several insurance companies to give you a spectrum of quotes. Progressive Commercial is distinguished for its broad policies, carefully customized to meet the varied trucking needs within Tennessee. Great West is renowned for its specialized policies designed specifically for truckers, establishing itself as a preferred provider for many Tennessee-based businesses. Additionally, for businesses operating larger fleets, Northland offers an extensive selection of coverage options, catering to the complex demands of the trucking industry in the state.
Get 3+ Tennessee Truck Insurance Quotes When We Shop
Don't wait! Secure your Tennessee truck's future and savings by reaching out to us. Whether you're a single truck operator or a fleet owner, we have the best insurance solution for you.
ADDITIONAL RESOURCES Resources for Tennessee Truckers
Stay ahead with access to valuable resources for Tennessee:
- Tennessee Department of Transportation: Stay updated on infrastructure developments and regulations relevant to the trucking industry in Tennessee.
- Tennessee Department of Motor Vehicles: The go-to place for vehicle registration, compliance needs, and other essential services for commercial truckers.
- Tennessee Trucking Association: An integral platform for advocacy, networking, and insights related to the trucking industry.
- Tennessee Department of Insurance: The official state department ensures that insurance providers adhere to regulations and businesses are safeguarded.
Our expansive network proudly serves major cities across Tennessee, including Nashville, Chattanooga, and Arlington.
DISCLAIMER: All information is based on data from 2023, and a sample of 42 trucking companies in Tennessee. Rates and offers may vary. Please refer to our full disclaimer for more details.