Indiana Truck Insurance for Business

Welcome to your definitive source for Indiana Trucking Insurance. We specialize in providing tailored insurance solutions that cater specifically to the needs of the trucking and transportation industry across the Hoosier State. From Indianapolis to South Bend, our policies ensure your business remains protected on every route.

Live in Indiana?


Overview Indiana Commercial Truck Insurance Quotes

Key Takeaways
  • Lowest Annual Premium (2023): $640.00 per truck.
  • Highest Annual Premium (2023): $28,203.70 per truck.
  • Average Annual Premium (2023): $20,077.68 per truck.
  • Down Payment Options: Ranging from 10% down and 10 payments annually to 25% down with 11 payments annually.

Why Choose Us?

  1. Tailored Insurance Solutions: We carefully consider everything about your business to ensure you are fully covered without paying for unnecessary extras.
  2. Exceptional Value: By comparing multiple quotes, we ensure you receive the best price for the exact coverage your Indiana business needs.
  3. Robust Network of Providers: Our partnerships with leading insurance providers in Indiana allow us to offer a wide range of options.

Essential Coverages Available

  • 1 Primary Liability Insurance
  • 2 Physical Damage Insurance
  • 3 Cargo Insurance
  • 4 Specialized Insurance

Primary Liability Insurance

Indiana mandates specific liability insurance amounts based on cargo type and geographical operation:

Intrastate Truckers: A minimum coverage of $750,000 is required for general freight operations.

Interstate Truckers: Must adhere to FMCSA requirements, with coverage limits ranging between $750,000 and $1,000,000.

Physical Damage Insurance

This coverage safeguards your truck against damages from accidents, theft, and natural disasters.

Cargo Insurance

Cargo Insurance is essential for protecting the goods you are hauling. This coverage is crucial as it protects against the loss or damage of the cargo that you're transporting.

Specialized Insurance

For unique hauls, there are tailored insurance options available. Whether you transport livestock, hazardous materials, or any specialized cargo, rest assured there's an insurance package suited to your requirements.

Learn More The leading trucking insurance providers in Indiana


In our quest to provide the finest trucking insurance in Indiana, we work with a variety of top-tier insurance companies. Progressive Commercial takes the lead with its thorough policies designed to meet every possible trucking scenario you might encounter in Indiana. They’ve got it all covered! Next up, Great West really makes its mark with insurance plans crafted specifically for truckers. Their dedication to understanding the unique challenges of the road has made them a hit among Indiana truckers looking for that perfect fit. And for those of you with larger fleets, Northland Insurance is your go-to. They offer a wide range of robust coverage options tailored to protect and support the expansive needs of bigger trucking operations. We keep the process straightforward and engaging, ensuring you get exactly what you need without any fuss.


Get 3+ Indiana Truck Insurance Quotes When We Shop

Don't miss out! Lock in a bright future and serious savings for your Indiana truck today. Whether you're steering a single rig or commanding a whole fleet, we've got the perfect insurance plan waiting just for you. Give us a shout and let's get rolling!

Cheap truck insurance 3 quotes
How We Outrank Our Competitors in Indiana

Our commitment to serving the Indiana community is what truly sets us apart.

Unlike broad-spectrum insurance providers, we have specialized teams whose focus is dedicated exclusively to Indiana. This specialization allows us to have a deep understanding of the state-specific regulations, travel routes, and unique risks associated with trucking in the Hoosier State.

We take pride in being more than just a truck insurance provider. Our core is defined by our detailed expertise, meticulous attention, years of industry insight, competitive pricing, and access to specialized markets that many others don't reach.

  1. Expertise: With decades of experience, our team has vast knowledge about truck insurance in Indiana, guaranteeing each client receives coverage that aligns perfectly to their needs.
  2. Attention to Detail: We recognize that no two clients are the same, which is why we go the extra mile to customize policies to ensure optimal coverage without extra costs.
  3. Years of Industry Experience: Our longstanding presence in the insurance industry doesn't just highlight our reliability; it also enriches our understanding of evolving market conditions, allowing us to consistently deliver superior insurance solutions.
  4. Competitive Quotes: By collaborating with multiple insurance providers, we make sure that our clients have at least 3 competitive quotes to choose from.
  5. Access to Markets: Our broad network and strong relationships with top insurance providers afford us unique access to some of the best policies in the industry.

ADDITIONAL RESOURCES FOR YOU Resources for Indiana Truckers

Stay ahead with access to valuable resources for Indiana:

  1. Indiana Department of Transportation (INDOT): Stay updated on infrastructure developments and regulations relevant to the trucking industry in Indiana.
  2. Indiana Department of Motor Vehicles (TxDMV): The go-to place for vehicle registration, compliance needs, and other essential services for commercial truckers.
  3. Indiana Motor Truck Association: An integral platform for advocacy, networking, and insights related to the trucking industry.
  4. Indiana Department of Insurance: The official state department ensuring that insurance providers adhere to regulations and businesses are safeguarded.

Our expansive network proudly serves major cities across Indiana, including Indianapolis, Fort Wayne,  Evansville, and South Bend.

truck insurance coverages

DISCLAIMER: All information is based on data from 2023 and a sample of 30 trucking companies in Indiana. Rates and offers may vary. Please refer to our full disclaimer for more details.