Maryland Truck Insurance for Business

Looking for affordable truck insurance in Maryland? Look no further! At Cheap Truck Insurance, we cater to Maryland's diverse trucking needs. Whether you're navigating the scenic byways of the Eastern Shore or hauling goods through the bustling streets of Baltimore, we've got you covered.

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Overview Maryland Commercial Truck Insurance Quotes

Key Takeaways
  • Lowest Annual Premium (2023): $8,195 per truck.
  • Highest Annual Premium (2023): $34,907.80 per truck.
  • Average Annual Premium (2023): $20,077.68 per truck.
  • Down Payment Options: Ranging from 10% down and 10 payments annually to 25% down with 11 payments annually.

Why Choose Us?

  1. Unbeatable Pricing: We're always on the pulse of the market, working tirelessly, to make sure you get the lowest rates out there.
  2. Customized Coverage: Whether it's classic yearly premiums or modern pay-as-you-go models, we offer an array of options designed just for you.
  3. Maryland Savvy: Our team has a deep understanding and insight into the specific challenges and legalities of Maryland trucking. We ensure your coverage isn't just adequate—it's optimal and compliant.

Essential Coverages Available

  • 1 Primary Liability Insurance
  • 2 Physical Damage Insurance
  • 3 Bobtail Insurance
  • 4 Specialized Insurance

Primary Liability Insurance

Maryland mandates specific liability insurance amounts based on cargo type and geographical operation:

Intrastate Truckers: A minimum coverage of $750,000 is required for general freight operations.

Interstate Truckers: Must adhere to FMCSA requirements, with coverage limits ranging between $750,000 and $1,000,000.

Physical Damage Insurance

This coverage safeguards your truck against damages from accidents, theft, and natural disasters.

Bobtail Insurance

Bobtail coverage protects your truck even when it's not hauling cargo, ensuring peace of mind during non-operation periods.

Specialized Insurance

For unique hauls, there are tailored insurance options available. Whether you transport livestock, hazardous materials, or any specialized cargo, rest assured there's an insurance package suited to your requirements.

Learn More Leading trucking insurance providers in Maryland

We collaborate with top insurers such as Progressive Commercial, renowned for their flexible policy options; Great West Casualty Company, experts in trucking insurance offering extensive coverage; and Northland Insurance, known for their competitive rates and superior customer service. These providers are meticulously chosen to guarantee that our Maryland clients obtain first-rate coverage solutions and attentive support, precisely designed to accommodate the unique requirements of the trucking industry within the state.


Get 3+ Maryland Truck Insurance Quotes When We Shop

Don't wait! Secure your Maryland truck's future and savings by reaching out to us. Whether you're a single truck operator or a fleet owner, we have the ideal insurance solution for you.

Cheap truck insurance 3 quotes
Why We Shine in Maryland:

Our commitment to the Maryland community is more than just business—it's a passion for serving the heart of the Old Line State.

We don't just operate here; we're immersed in every aspect of Maryland life, ensuring a deep understanding of the specific regulations, routes, and risks that affect your trucking operations.

We're more than just another insurance provider. We're Maryland enthusiasts, equipped with extensive industry knowledge and meticulous attention to detail. Our approach marries competitive pricing with access to specialized insurance markets that many providers simply can't match. Choosing us means partnering with a team as dedicated to protecting your business as you are.

ADDITIONAL RESOURCES FOR YOU Resources for Maryland Truckers

Stay ahead with access to valuable resources for Maryland:

  1. Maryland Department of Transportation: Stay updated on infrastructure developments and regulations relevant to the trucking industry in Maryland.
  2. Maryland Motor Vehicle Administration: The go-to place for vehicle registration, compliance needs, and other essential services for commercial truckers.
  3. Maryland Motor Trucking Association: An integral platform for advocacy, networking, and insights related to the trucking industry.
  4. Maryland Department of Insurance: The official state department ensuring that insurance providers adhere to regulations and businesses are safeguarded.

Our expansive network proudly serves major cities across Maryland, including Barton, Lonaconing, Midland, Ocean City, and Oakland.

truck insurance coverages

DISCLAIMER: All information is based on data from 2023 and a sample of 37 trucking companies in Maryland. Rates and offers may vary. Please refer to our full disclaimer for more details.