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Why Comprehensive Coverage is a Must for Trucking Companies
Who Needs Long-Haul/
OTR Trucking Insurance?
Coverage Long-haul/OTR trucking is crucial for any trucking company that operates across state lines or long distances. With the increased exposure to risk, having comprehensive insurance coverage is essential to protect your business from potential accidents, theft, or damage to your cargo.
Businesses like these need this type of coverage:
Understanding the Demands of the Open Road What is Long-Haul Trucking?
Long-haul/OTR trucking refers to the transportation of goods over long distances, often spanning multiple states or even countries. This type of trucking requires drivers to spend extended periods on the road, often driving long hours through varying weather and road conditions. Long-haul/OTR trucking can be a challenging and demanding profession, but it plays a critical role in keeping our economy moving.
Types of Coverage Required for Long-Haul/OTR Trucking
Long-haul/OTR (Over-The-Road) trucking companies are required by law to have several types of insurance coverage to protect their drivers, trucks, and cargo.
Here are the types of insurance that are typically required for long-haul/OTR trucking:
- Physical Damage
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Protecting Your Business from Risks At Home & On The Road
Long-Haul/OTR Coverage That Follows You
What Does Insurance Coverage Look Like For Long-Haul/OTR Trucking?
Coverage for your Long-haul/OTR trucking company can cover a range of potential risks, including accidents, theft, and damage to cargo.
Depending on the policy, coverage may include:
- Liability coverage for bodily injury and property damage
- Physical damage coverage for your truck and trailer
- Cargo coverage for goods being transported
- Bobtail coverage for times when the truck is being driven without a trailer
- Medical payments coverage for injuries sustained in an accident
- Uninsured/underinsured motorist coverage
With Cheap Truck Insurance, you can be assured that your coverage follows you across America, providing peace of mind and protection wherever you go.