When driving a truck for the purpose of hauling cargo, no matter the type of truck and load involved, the well-prepared trucker is sure to have insurance on the vehicle and the cargo alike. But even that’s not always enough to ensure the trucker is prepared for any eventuality while on the road. Given their frequent status as freelance drivers or contract employees, rather than full-time employees of a single business, truckers are wise to also have another level of protection on the job. Here’s why truckers must understand the importance of occupational accident insurance for truck drivers.
When a standard employee of a firm is injured on the job, they can call on Workman’s Compensation to help pay for medical bills resulting from such a workplace injury. But a temporary or contracted employee suffers a similar problem, Workman’s Comp is not available under current legal requirements.
That’s where occupational accident insurance comes in. Occupational accident insurance can vary from policy to policy, but it typically provides medical, disability, survivor and death or dismemberment coverage for truck owner-operators if they’re injured on the job.
This stopgap measure means a self-employed owner-operator doesn’t have to worry that an on-the-job injury could mean a series of expensive medical bills they have to cover all on their own. In the right circumstances, it could literally preserve your financial well-being.
But to get occupational accident insurance, you’ll need to seek out an agent who understands the trucking industry and can find you the best, most affordable policy possible to cover your needs.
For that, you need CheapTruckInsurance.com.
After filling out the information form online at CheapTruckInsurance.com, our team will match you with an agent best suited to quote your business. You’ll get quotes from up to three agents competing for your business by trying to get you the best price possible.
From there, it’s simple. Choose the best offer for your needs and go ahead and purchase it there on the spot. Your new insurance agent will lock in your price and handle all the paperwork from there so you can get back on the road knowing you’re properly covered with an occupational accident insurance policy you can afford.
CheapTruckInsurance.com can get you the best price and options by its practice of pitting multiple agents and policies against one another, requiring each option to tailor its approach to better fit your financial and policy needs to try and earn your business. Rather than having to seek out multiple quotes and proposals through extensive searching, CheapTruckInsurance.com does that part of the work for you so you comparison shop with ease.
The professionals at CheapTruckInsurance.com know the challenges of navigating an unfamiliar insurance marketplace and are dedicated to doing the hard work for you. You can allow your new agent to handle the tedious side of things and focus on your own work behind the wheel, instead.
Give them a visit today and get the coverage you need now.