TRUCKING INSURANCE ARTICLES Get tips on truck insurance coverages, insights from experts, and build your trucking business
Protect Your Car Hauling Business with the Right Insurance Coverage
Running a car hauling business can be a lucrative venture, but it also comes with its fair share of risks. From accidents on the road to damage in transit, there are numerous potential liabilities that can put your business at financial risk. That's why having the right insurance coverage is...
Tow Truck Insurance Cost: A Comprehensive Guide
Understanding the cost of tow truck insurance can seem daunting, but we're here to make it simpler for you. At Cheap Truck Insurance, we believe in providing comprehensive coverage at competitive prices. Whether you're just starting out or looking to update your current policy, our guide is designed to help...
Driving Down Costs: How to Find the Best Deals on Cheap Truck Insurance
As a truck owner or operator, finding the best deals on cheap truck insurance is a constant quest. With the rising costs of trucking operations, it's crucial to minimize expenses wherever possible. But how can you navigate the insurance market and drive down costs without sacrificing coverage? In this article,...
Commercial Truck Insurance Costs: Ultimate Guide
The Importance of Understanding Insurance Rates As experts in the field, we know that understanding insurance rates is crucial for trucking companies. Insurance premiums are not just numbers; they are reflections of the risks and responsibilities involved in the trucking industry. By grasping the factors that influence these rates, motor...
What is the Average Cost of Commercial Truck Insurance?
Navigating the world of commercial truck insurance can be complex, especially when it comes to understanding the costs involved. Whether you own a single truck or manage a fleet, knowing the average cost of commercial truck insurance is crucial for budgeting and financial planning. In this detailed guide, we’ll explore...
Understanding Box Truck Insurance Costs: A Comprehensive Guide
When it comes to managing a fleet or owning a single box truck, one of the key financial considerations is insurance. The cost of box truck insurance can vary significantly based on several factors, and understanding these can help you make informed decisions about the best coverage for your needs....
Ways To Lower Your Commercial Truck Insurance Rates
When looking to get commercial truck insurance, finding rates you can afford is one of the great challenges of the process. Insurance is expensive for any vehicle, but monthly premiums for a commercial truck can be devastating to a new owner-operator, so finding ways to save money on that front...
Saving Money On Commercial Truck Insurance The Easy Way
Finding a good insurance policy for your commercial truck can be a challenge. There are a lot of factors to consider when looking for an insurance policy that not only covers everything you need covered, but also at an affordable rate. But while you may think you’ll need to spend...
Using Technology To Lower Your Commercial Trucking Insurance Rates
Trucking is, in many ways, a fairly low-tech business. The internal combustion engine has been around a long time, after all, and trucking is, in essence, just strapping a covered wagon to such an engine and pushing it in the right direction. A simplification, yes, but one that underlines how...
How To Afford Commercial Truck Insurance On Any Budget
Budgeting is a necessary tool for everyone, no matter how much we don’t like to do it, and it’s even more important when you’re running a business of some kind. This is true of commercial truck drivers, particularly owner-operators who must pay for their truck’s maintenance themselves rather than driving...
Covering More Than The Basics: Getting The Most Out Of Commercial Truck Insurance
There are a lot of legal requirements when it comes to vehicle insurance, but not everything that an insurance carrier offers is absolutely needed — at least, legally. Covering yourself for basic liability and other necessities is mandated by law, but insurance can pay for much more, if you’re willing...
How To Find New Discounts On Commercial Truck Insurance
Purchasing insurance for a commercial truck is expensive enough without looking to get all the savings you can. Much like insuring your car or other personal vehicle, there are various discounts available for commercial truck insurance, if you know what to ask for. Before you hit the road with a...
Covering The Need For Disability Insurance
Getting the insurance you need to cover your truck is important, but it can be all too easy to forget to get everything you need. It’s not enough to get basic damage and liability coverage, especially if you own a small fleet of trucks and employ other drivers, too. It...
How Do I Save Money On My Trucking Fleet Insurance Rates?
Insuring a trucking fleet is expensive and complicated. There’s no way around that. A commercial truck requires more than just a basic plan such as you might put on the family sedan. So if the sometimes byzantine process of insuring a single commercial vehicle can be costly, what might it...
What To Do In Case Of A Commercial Truck Accident
It’s something you hope will never happen while you’re on the road, but does, indeed, happen all too often: a commercial truck accident. You make a mistake, or perhaps another motorist does something foolish while traveling alongside you, and suddenly your truck is caught up in a collision of some...
How Do You Know You’re Paying Too Much For Commercial Truck Insurance?
Commercial truck insurance is expensive, but it doesn’t always have to be as expensive as you might be paying. When dealing in a business like commercial trucking, where margins can sometimes prove razor thin, every penny can count, which is why it’s best to know you’re getting the best deal...
How to Buy Commercial Truck Insurance on a Budget
Operating a commercial truck is expensive. Fuel costs, repairs, maintenance and upkeep, all of this costs money and it can add up fast. Many of these are things that cannot be cut back on, at least not if you want the truck to keep running properly. So any area where...
A New Truck Driver’s Guide to Commercial Truck Insurance
If you’re new to the commercial trucking industry, it can be overwhelming having to deal with some of the various requirements and needs of the new field. States all have their own regulations, while at the federal level, there are even more rules to follow. One of the most necessary,...
What Can Commercial Truck Insurance Cover?
Insurance can be confusing. There’s a lot of legal jargon in those policies and a lot of variables that can go into getting your vehicle properly covered. This is even more true of commercial truck insurance, where industry requirements and government mandates can complicate things further. All of this means...
The Benefits of Commercial Truck Insurance
When getting ready for the road, the commercial truck driver has a checklist of things to worry about, from securing the cargo to making sure his vehicle is in working order to ensuring he’s going to the right place to deliver his client’s goods. Somewhere on that list, though, is...
How To Get Cheap Insurance For A Garbage Truck
The average person probably doesn’t wonder much about how to insure a commercial truck. They generally don’t think about insuring their own vehicle except when they have to pay the bill or when they're in an accident, for that matter. But they particularly don’t wonder much about whether the various...
How To Get Cheap Insurance For A Tanker Truck
While the concept of “trucking” may sound fairly uniform to the average person, those in the industry know there’s a large variety of industries contained within the larger trucking field. Tow truck drivers deal with different challenges than someone hauling an interstate load, and reefer trucks are vastly different from...
What are the Georgia DOT insurance requirements for commercial trucking?
Driving a commercial vehicle within the state of Georgia brings with it a laundry list of requirements and legal necessities that can determine a great deal of a driver’s needs for intrastate travel inside the Peach State. The Georgia Department of Transportation strictly regulates commercial trucking within state limits and...
How do I find the cheapest commercial truck insurance in Georgia?
Everyone loves to get a bargain. Buying the best quality for the lowest price is not only good business, but just a satisfying accomplishment. But while one might be good at picking the ripest fruit in the produce bin or knowing which electronics brands get you the best bang for...
How To Keep Your Trucking Business Profitable
Running a trucking company is a costly endeavor and making sure you are profitable is vital if you want to keep running a trucking company. But there are a lot of costs to keep track of and a lot of surprise expenses that can rear up and take a bite...
Commercial Trucking Insurance Checklist
When building up a commercial trucking outfit, you won’t get very far without insurance. As with any vehicle, a commercial truck, no matter what cargo it’s hauling or what services it’s providing, needs insurance. But obtaining insurance for a commercial truck, or even a fleet of such trucks, can seem...
The Importance of Heavy Haul Trucking Insurance for Your Business
Every truck driver has their specialties, their expertise they pursue more than any other sort of job or cargo. For some, that specialty is heavy haul trucking, but like so many types of trucking and cargo, this particular type of job can require specific coverage under insurance beyond simple auto...
The Importance of Occupational Accident Insurance for Truck Drivers
When driving a truck for the purpose of hauling cargo, no matter the type of truck and load involved, the well-prepared trucker is sure to have insurance on the vehicle and the cargo alike. But even that’s not always enough to ensure the trucker is prepared for any eventuality while...
How to Find Affordable Insurance for Your Tow Truck Business
When most people think of trucking, they think of large semi trucks roaring down the highway, carrying large cargo loads along interstate highways, but the trucking industry is filled with a variety of trucks, and that includes tow trucks. But for those who do operate a tow truck business, the...
How to Get Cheap Insurance for Your Flatbed Trucking Business
Running a business involving flatbed trucks, whether you’re an owner-operator of one or in possession of a fleet of such cargo-hauling trucks, means you’re in need of insurance for however many trucks you may own. With that in mind, you’re likely working to find an option that fits your budget...
The Benefits of Non-Trucking Liability Insurance for Trucking Companies
Perhaps you already have trucking insurance. Your truck, of any type, is well covered with insurance to cover you on the job while hauling cargo and delivering loads. But what about when you’re not on the job? It’s important for truck drivers to understand the benefits of non-trucking liability insurance...
How to Get Cheap Insurance for Your Hot Shot Trucking Business
The trucking industry is not a monolith, despite the perceptions of those outside the business, and hot shot trucking is clear evidence of the variety of trucking styles within the industry. But with the various special circumstances seen in hot shot trucking also comes a lot of distinct legal and...
How to Find Affordable Dump Truck Insurance For Your Business
A number of businesses have use for dump trucks in their fleets of vehicles and uses for such, but the utility of such a vehicle is sorely limited unless the dump truck is insured. That need, of course, has its own problems: where to find such insurance, and at what...
The Ultimate Guide to Getting Cheap Insurance for Your Semi-Truck
Let’s be honest: if you need insurance for your family minivan, you need insurance for your semi-truck. In fact, given the size and commercial aspects of a semi, you almost certainly need insurance for the truck even more than a minivan. Yet getting your truck insured by the same guy...
The Benefits of Intermodal Trucking Insurance for Your Business
Intermodal trucking is one of the most well-known sights on the highway. Trucks hauling the containers from ships to rail, and back, are a common sight to everyone on the roadway. Yet intermodal trucking is a complex business that needs thorough insurance coverage to function at its best. It is...
The Importance of Reefer Truck Insurance for Refrigerated Freight Haulers
Hauling cargo can be complicated enough, but a reefer truck cargo is something else again. A reefer truck – that is, a commercial truck carrying refrigerated cargo – faces a host of issues that standard cargo doesn’t have to deal with, making it a riskier, and therefore more expensive, process....
How to Get Cheap Insurance for Your Moving Trucking Business
If you own a car, you have insurance on it. Even if it’s only the bare minimum as mandated by the law, your car is covered for at least basic liability in case of accident or damage to another car. How long did it take to choose the right insurance...
How to Get Cheap Insurance for Your Logging Trucking Business
It’s hard enough to drive a logging truck – the long hours, the challenges of the road, the constant bad jokes about horror movie set pieces – without also having to worry about getting insurance for your logging truck businesses at a good price. Yet a successful logging trucking business...
The Importance of Low-Cost Bobtail Insurance for Independent Truckers
Sometimes, that tractor trailer on the road is actually only a tractor. Commercial trucks aren’t always pulling a cargo and can be seen traveling along the highway without a trailer in two, driving along with just the cab part of the truck there for the ride. But this sort of...
Understanding the Cost of Cargo Insurance for Trucking Companies
If you’re driving a truck as part of a transportation fleet, it’s natural the truck must be insured. But what about whatever the truck is hauling? Trucking companies must also worry about insuring cargo on any haul, which can increase costs and produce new concerns. It’s important for any fleet...
The Pros and Cons of Getting Owner-Operator Truck Insurance
Taking the leap from being a company driver to an owner-operator is no small thing. After all, while an owner-operator has full control of their vehicle and what cargos they want to carry, and from there over any profits brought in, they must also take on all the accompanying responsibilities...
How to Get Cheap Insurance for Your Fleet of Commercial Trucks
One of the greatest challenges in operating a fleet of commercial trucks as part of a transportation and cargo hauling business is finding good yet cheap insurance for each and every vehicle under your purview. Buying insurance for your own personal vehicle can be a headache in and of itself,...
How to Lower Your Commercial Truck Insurance Premiums
Commercial truck insurance can be costly for businesses, but it is a necessary expense to ensure the safety of drivers and the protection of goods in transit. Fortunately, there are ways to lower your insurance premiums without compromising on coverage. In this article, we'll explore some tips to help you...
How to Choose the Right Commercial Truck Insurance Policy
Choosing the right commercial truck insurance policy is crucial. Not only do you have to be in compliance with state and federal laws but you also have to protect your business. However, with so many insurance coverage options available, it can be tough to know where to begin. Get 3...
The Top 10 Factors That Affect Your Truck Insurance Rates
Truck insurance rates are influenced by a plethora of factors that need to be considered when evaluating the premiums. In order to obtain the best rates for your commercial truck, it's crucial to understand the factors that insurers take into account. The following are the top 10 factors that affect...
The Importance of Comprehensive Coverage for Commercial Trucks
Commercial trucks are vital assets for businesses in the transportation industry. They play a crucial role in transporting goods from one place to another, and their safe operation is essential for the success of any business. However, operating commercial trucks comes with potential risks, such as accidents, theft, and other...
How much does tow truck insurance cost?
On average, tow truck insurance costs can range from $300 to $800 per month per tow truck. However, it's essential to keep in mind that these are rough estimates, and the actual cost will depend on various factors we'll mention below, such as location, type of coverage, driving records, type...
How To Avoid Common Mistakes When Purchasing Commercial Trucking Insurance
While getting commercial trucking insurance can be difficult, it's a necessary step in safeguarding your company and assets. When purchasing insurance, many owners of trucking companies make a few typical blunders. Get 3 Free Truck Insurance Quotes We at Cheap Truck Insurance aim to assist you in avoiding these mistakes...
The Importance Of Timely Filing Of Commercial Trucking Insurance Claims
Since humans have been able to drive, everyone is aware that accidents can occur anywhere, at any time. And when they do, it's crucial to file commercial trucking insurance claims as soon as possible. Get 3 Free Truck Insurance Quotes We at Cheap Truck Insurance recognize the significance of filing...
The Role Of Insurance Brokers In The Commercial Trucking Industry
Knowing what insurance coverage is best for you might be challenging when purchasing insurance for your trucking company. You could feel helpless and alone as a result. The question "Isn't there somebody who can take me through this procedure while looking out for MY best interests?" would definitely cross your...
The Difference Between Personal And Commercial Auto Insurance
Do you know the difference between personal and commercial auto insurance? You're not alone, so don't worry. Any owner of a trucking company needs to understand the differences between personal and commercial auto insurance, but it doesn't have to be tedious! We at Cheap Truck Insurance are here to provide...
How To Reduce Risk And Lower Your Commercial Trucking Insurance Premiums
As a commercial trucking business owner, you know that insurance can put a dent in your wallet. But don't fret - there are ways to lower your risk of accidents and claims while also reducing your commercial trucking insurance premiums. We at Cheap Truck Insurance know how important it is to...
The Benefits Of Having A Safety Program For Your Commercial Trucking Business
Are you sick and weary of your company's bottom line being impacted by exorbitant insurance premiums? Consider a safety program first. Get 3 Free Truck Insurance Quotes Not only does it safeguard the general public and your drivers, but it can also considerably cut your monthly insurance expenses. Our main...
What To Know About Commercial Trucking Insurance For New Drivers
Both exciting and intimidating things can come with starting a career as a commercial truck driver. There are specific challenges for rookie drivers when it comes to commercial trucking insurance. Get 3 Free Truck Insurance Quotes We at Cheap Truck Insurance are eager to help you and are aware of...
The Impact Of Weather On Commercial Trucking Insurance Claims
Shopping for commercial trucking insurance teaches you a lot about what can affect your monthly premiums. You have probably considered how driving history and location can impact your commercial trucking insurance claims costs. Have you ever thought about how weather can affect your insurance claims, though? Get 3 Free Truck...
Why Commercial Trucking Insurance Premiums Vary By Location
At Cheap Truck Insurance, we understand that commercial trucking insurance premiums can vary widely depending on location. Here's why: Get 3 Free Truck Insurance Quotes State and Local Regulations: Different states and local jurisdictions have varying regulations regarding trucking operations. Some have stricter regulations regarding safety and environmental impact, which...
How Technology Is Changing The Commercial Trucking Insurance Industry
Over the years, there have been substantial changes in the commercial trucking sector, and technology has been a key factor in these changes. Commercial trucking insurance has been severely impacted in this regard. Since technology has a significant impact on the insurance sector, we at Cheap Truck Insurance want to...
The Benefits Of Having A Dashcam Installed In Your Commercial Truck
You know how crucial it is to safeguard your drivers, vehicles, and cargo as the owner of a commercial trucking company. Dashcam installation in a commercial truck can have a big impact on your company. We at Cheap Truck Insurance want to assist you in appreciating the perks of installing...
How Your Driving Record Affects Your Commercial Trucking Insurance Premiums
Being a commercial trucking business owner, you've got people on the road constantly. You are also aware of how crucial having the appropriate insurance is to protecting your employees when they are driving. Yet, insurance premiums add up very quickly and become a major burden for your business. Well, did...
The Importance Of Cargo Insurance For Your Commercial Trucking Business
The success of your commercial trucking company depends on the security of your goods. Even if you are taking the necessary steps to take care and avoid damage or losses, accidents and unforeseen events still occur. Cargo insurance can help with that. We at Cheap Truck Insurance are aware of...
What To Do If You’re Involved In A Commercial Trucking Accident
Unfortunately, commercial trucking accidents can be serious and complicated. Accidents can happen. It can be upsetting and stressful to be involved in an accident with a large truck. But, being prepared for an accident might help you safeguard your rights and your company. We at Cheap Truck Insurance recognize how...
Why A High Deductible Can Save You Money On Your Commercial Trucking Insurance
Running a commercial trucking business can be challenging, and managing expenses is key to staying afloat. Finding affordable insurance coverage is crucial, and one way to achieve this is by opting for a high deductible. Not only can it save you money in the long run, but it can also...
The Benefits Of Bundling Your Commercial Trucking Insurance Policies
As a trucking business boss, you know the drill when it comes to protecting your assets and keeping your business running smoothly. And what better way to do that than by combining your commercial trucking insurance policies for a streamlined experience? But what does that even mean and what kind of...
What To Consider When Purchasing Insurance For Your Commercial Trucking Business
As a trucking business owner, you're on top of your game and always looking for ways to keep your business running smoothly. And what better way to do that than by securing your assets with insurance coverage for your commercial trucks! With so many options available, it can be a...
Primary vs. Non-Trucking Liability Insurance: What’s the Difference?
Driving a commercial truck on an open road is like navigating in a sea of random threats. There's no telling what you might run across, from careless four-wheelers to unforeseen weather circumstances. Because of this, having the appropriate insurance coverage is more than simply a legal requirement—essentially it's to protect...
How to Save Money on Commercial Trucking Insurance Without Compromising Coverage
Tips and Strategies for Lowering Your Premiums While Maintaining Comprehensive Coverage As the cost of commercial trucking insurance continues to rise, it can be tempting to cut corners and skimp on coverage in order to save money. However, this approach can leave you exposed to unnecessary risks and financial losses...
10 commercial trucking insurance coverages
As a trucking business owner, it's important to ensure that you have the right insurance coverage to protect your business and employees - even if as a sole-proprietor YOU are the only employee. Commercial trucking insurance policies can be complex and overwhelming, but with the right information (and our trucking...